Terms of Service

By accessing or using 1095Request.com, you agree to be bound by these Terms of Use and all applicable laws. If you do not agree, you must not use this site or its services.

This site is provided solely to facilitate requests for IRS Form 1095-B or Form 1095-C and to offer general informational resources to assist users. Any misuse, including providing false information, unauthorized access attempts, or interference with service operations, is strictly prohibited.

We collect, process, and store information provided by you solely for the purpose of fulfilling your form request, in accordance with applicable data privacy laws. All information is transmitted and stored securely. For details, see our Privacy Policy.

Form requests will only be processed upon successful completion of our identity verification protocols. Requests that cannot be verified may be denied.

If you choose to upload personally identifiable information (PII), tax forms, or other sensitive data to 1095Request.com:

• You agree to transmit only the minimum necessary information required to fulfill your request.
• All uploaded files must relate directly to the IRS Form 1095-B or Form 1095-C request process.
• Any prohibited, unrelated, or malicious file uploads will be deleted without notice and may be reported to the appropriate authorities.
• Uploaded data is encrypted in transit and at rest, and will be retained only as long as necessary for processing or to comply with legal requirements.

If a chatbot, automated assistant, or other AI-driven help tool is available on 1095Request.com:

• It is intended solely to provide general guidance and answer common questions.
• It does not provide legal, tax, or compliance advice.
• Information provided may be incomplete, outdated, or inaccurate.
• You are responsible for verifying all information and should consult qualified professionals before taking any action.
• ChannelBound LLC is not liable for any actions or inactions taken based on chatbot or automated responses.

Forms may be delivered via encrypted email link or USPS mail, as authorized by the requester. ChannelBound LLC is not responsible for delays or loss caused by third-party carriers or email service providers.

Use of this site and service does not create an attorney-client, accountant-client, or similar professional relationship. We do not provide legal, tax, or compliance advice.

To the fullest extent permitted by law, ChannelBound LLC and its affiliates are not liable for any damages, including loss of data, profits, or business opportunities, arising from use of this site or services, including reliance on chatbot or automated responses.

We reserve the right to update or modify these Terms of Use at any time without prior notice. Your continued use of this site constitutes acceptance of those changes.

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-law principles.

We collect only the information necessary to process your Form 1095-B or Form 1095-C request, which may include:

• Your full name and contact details (address, phone number, email)
• Date of birth or other identity verification data
• Employer and employment-related details
• Delivery method preference and consent records
• Any IRS Form 1095-B or Form 1095-C, or supporting documents you voluntarily upload through our secure website
• Chatbot interaction data, including questions submitted, responses provided, and any voluntarily shared personal information

We use your information solely to:

• Verify your identity and eligibility to receive the requested form
• Deliver the form via the method you authorize
• Maintain request records for compliance and audit purposes
• Notify your employer of your request status
• Improve chatbot and automated assistance functionality (if enabled)

We do not sell or share your personal information with unrelated third parties for marketing purposes.

ChannelBound LLC handles all IRS Form 1095-B and Form 1095-C data in accordance with the Affordable Care Act (ACA) confidentiality provisions and the Internal Revenue Service Publication 1075 guidelines for safeguarding federal tax information (FTI). This includes:

• Protecting the confidentiality of all tax-related data against unauthorized access, use, or disclosure.
• Applying encryption to all stored and transmitted FTI.
• Restricting access to authorized personnel who have completed security awareness training.
• Maintaining audit logs of access and data handling activities.
• Ensuring secure destruction of FTI upon expiration of retention periods.

We employ physical, administrative, and technical safeguards to protect your personal information, including:

• Encryption for electronic form delivery, file uploads, and chatbot data transmissions
• Secure data storage systems with access controls
• Regular monitoring for unauthorized access attempts

We retain personal information only as long as required by applicable federal and state retention laws, after which it will be securely deleted or anonymized.

Your information may be shared only with:

• Your employer or plan administrator as necessary to process your request
• Government agencies as required by law
• Service providers who assist in processing your request (under strict confidentiality agreements)

You have the right to:

• Request a copy of the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information (subject to retention requirements)

We may update this Privacy Policy periodically to reflect changes in law, technology, services offered (including chatbot functionality), or our practices. Updates will be posted on this page with a revised "Effective Date."

Effective Date: February 10, 2025